301-762-7007 
200A Monroe Street, Suite 200, Rockville, Maryland 20850
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Identity Theft

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Maryland Attorney Marc Emden has experience handling identity theft cases. While each case of identity theft is unique, one thing remains the same: restoring your credit rating, and recovering what the thief has stolen is a difficult and complicated task. Attorney Marc Emden knows what to do. If you have been the victim of identity theft and need a lawyer, call us now (301) 762-7007.

Important information about Identity Theft

What is identity theft?
Identity theft refers to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.

Who are the victims of identity theft?
Identity theft does not discriminate; it affects all ages, genders and economic classes. Anyone can be the victim of identity theft. The Federal Trade Commission (FTC) estimates about 9 million Americans are victims of identity theft each year. Most commonly, the victim knows the thief, who uses their relationship for access to the personal information. Such criminals are usually friends, neighbors, relatives, work colleagues, or people employed or providing services in private homes. Even in this digital age, the most common source of personal information is still from a misplaced or stolen purse or wallet. However, an identity thief may be a stranger, and the source of the misappropriated personal information can be an electronic or written source.

How can I protect myself from identity theft?

  1. Stay informed. The best thing anyone can do is to monitor their credit report through the credit bureaus and be aware of account activity on credit cards and bank accounts.
  2. Protect your information. Do not give others access to your personal information. Keep important documents such as social security numbers and birth certificates in a secure place. Never write down pin numbers or personal access codes for accounts.

What can I do if I am a victim of Identity theft?

  1. Call the credit bureaus and have them put a temporary freeze on your accounts. Once this is done, anytime a credit granting agency wishes to open a new account they will have to contact you first. A temporary freeze usually lasts about 90 days.
  2. Get a lawyer. It is important that you start the process of resolving your identity theft issues as soon as possible. The longer you wait the harder it will be to repair the damage done.

Why do I need a lawyer?
Repairing the damage done by an identity theft can be costly and frustrating if you do not have access to the right resources. The Maryland Attorney Generals office reports that on average a victim of identity theft spends at least 30 hours and more than $500.00 trying to resolve the problems associated with identity theft. In many cases, a victim’s losses may include not only out-of-pocket financial losses, but substantial additional financial costs associated with trying to restore his reputation in the community and correcting erroneous information for which the criminal is responsible. Attorney Marc Emden can help you get you recover your good credit and your financial losses after you’ve been a victim of identity theft .

Crediting-reporting Bureaus: When you call to report fraud, you will get a voice mail and must provide your Social Security number. Use your cell phone number or home number as the number to call if creditors wish to check that you have requested credit.

Equifax
To report fraud: (800) 525-6285 
P.O. Box 740241
Atlanta, GA 30374-0241
To order copy of report: (800) 685-1111
P.O. Box 740241
Atlanta, GA 30374-0241
www.equifax.com

Experian (formerly TRW)
To report fraud: (888) 397-3742
Experian Consumer Fraud Assistance
P.O. Box 9532
Allen, TX 75013
To order copy of report: (888) 397-3742
P.O. Box 9532
Allen, TX 75013
www.experian.com

Trans Union 
To report fraud: (800) 680-7289
Fraud Victim Assistance Division
P.O. Box 6790
Fullerton, CA 92834-6790
To order copy of report: (800) 888-4213
P.O. Box 6790
Fullerton, CA 92834-6790
www.transunion.com
To opt out of pre-approved offers of credit:
(888) 5 OPTOUT [(888) 567-8688]